Ways to Give Now

There are many options to choose from when giving to the Community Foundation of Central Missouri. Your client can start creating a philanthropic legacy now with an outright gift, or do so later with a planned gift.

Cash

A cash gift is the simplest way to establish a fund or give to an existing fund. Cash gifts are fully deductible up to 50 percent of the donor’s adjusted gross income in any one year. Deduction amounts exceeding this limit may be carried forward for up to five additional years.

Securities

Everybody wins when you make a gift of appreciated stock to the Community Foundation. A client’s gains are put to good use. His/her gift of stock is reinvested in the community, and it qualifies for an immediate tax deduction based on the full market value.

Real Estate

Making a charitable gift of real estate through the Community Foundation can help turn your client’s property gains into community good. The value of a client’s real estate may exceed that of any other asset he/she owns. With the help of the Community Foundation, they can use it to fulfill their charitable interests and receive financial and tax benefits.

Life Insurance

Life insurance provides a simple way for you to give a significant gift to charity, with tax benefits that he/she can enjoy during his/her lifetime.

Ways to Give Later

Including the Community Foundation of Central Missouri in an estate plan is an easy way for your clients to make a significant impact on community needs and create a legacy that lasts forever. After ensuring that loved ones have been cared for, your clients can use a variety of assets to make a planned gift and accomplish their charitable goals.

Bequests/Testamentary Gifts

Including a charitable bequest in a client’s will is a simple way to make a lasting gift to his/her community. When one makes this gift through the Community Foundation, we establish a special fund that benefits the community forever and becomes the donor’s personal legacy of giving.

Retirement Plans

The Charitable IRA Rollover is federal legislation that allows individuals to donate up to $100,000 to charities without a tax penalty when given from the retiree’s individual retirement account (IRA).

If she/he are at least age 70 ½ and taking minimum IRA distributions, it’s possible to turn her/his IRA into charitable good free from federal tax.